Assess all the possible benefits options your broker didn't show you.
We run a free structural analysis of your plan against all seven paths available at renewal for the most comprehensive benefits decision you've ever made.
- All seven benefits options assessed, including PEOs, ICHRAs, self-funded plans, and more
- The most informed recommendation you've ever received
- No fees for the assessment and no obligation to work with us
Book the Strategy Call
Let's get to know each other, understand where you're at, what your goals are, and make a plan for how we can help.
No fee. No obligation to act on what you learn. Privacy Policy
How it works
Just a conversation and a few files, and we'll do the rest.
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Schedule a call
Pick a time that works for you.
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Talk for 30 minutes
We'll walk through your renewal and what's changed since last year.
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Send us a few files
Your renewal letter, Summary of Benefits and Coverage, and employee census. That's it.
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We build the comparison
Two weeks to gather quotes across every option and put together an apples-to-apples comparison.
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Review your options
A follow-up call where we walk through every option and our recommendation.
“If the only response you get to a 20% rate increase is ‘we'll shop it to a few carriers,’ you're only seeing a fraction of the market.”
We check every scenario
Most renewal conversations cover one or two of these. Our analysis covers every scenario for your company.
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Negotiate with your current carrier
This is the baseline most brokers work from.
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Shop competing fully funded carriers
Get an apples-to-apples comparison across fully funded carriers.
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Level-funded plans
Fixed costs with the potential to get money back in a healthy year.
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PEO partnership
One of the fastest-growing solutions that most brokers don't ever quote.
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ICHRA
Employees choose their own individual-market plan, and the employer sets a fixed contribution.
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Strategic plan design changes
Modifies the structure you already have rather than replacing it.
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Reference-based pricing
Claims priced against Medicare rates instead of a negotiated network.
Why now?
Health insurance is usually your company's second-largest expense after payroll. A 10 to 30% renewal increase is painfully common.
If you're not assessing every option, then you're leaving money on the table. All we need is some basic information about your company, and we'll give you the best benefits season yet.
Before you book
Quick answers to what CEOs and CFOs ask first.
Is this a sales call?
No. We'll walk through your renewal and your current plan, and outline what the analysis would cover for a company your size. If it's a fit, we'll ask for a renewal letter, your Summary of Benefits and Coverage, and a census to run the analysis itself.
You're a broker. Aren't you paid on this?
Yes. Like every broker, we're paid by the carrier or plan administrator on the plan you choose. The analysis itself is free, and you're under no obligation to act on it.
How is this different from just asking my current broker to shop it around?
A re-shop typically compares fully funded plans against other fully funded plans, one or two carriers deep. This analysis runs your company against all seven structural paths available at renewal, including the ones a re-shop never surfaces.
What do I need to bring to the call?
Nothing required for the call itself. If the analysis moves forward, we'll need your renewal letter, the Summary of Benefits and Coverage for each plan you offer, and a census. We'll tell you exactly what that means when we ask for it.
Do you serve my state?
Kingsfoil Health is licensed in Arizona, California, Florida, Missouri, North Carolina, New York, Oklahoma, South Carolina, Tennessee, Texas, Utah, Washington, and Wyoming. If your company is somewhere else, tell us on the call. We add the license for your state before we advise you.
See all seven, priced, before you decide anything.
Thirty minutes. No fee. No obligation to act on what you learn.
Book the Strategy Call