The Business Case
For founders, CEOs and finance leads
The financial argument for rethinking your company's health benefits. Start with the basics and build toward ROI modeling and strategic decision-making.
9 guides ยท about 71 min total
Guides in this track
- 01
Why Your Health Insurance Premiums Keep Climbing
The structural reasons behind annual rate increases and why many renewals show you only one option: the fully-funded model, risk pool averaging, and the information gap. - 02
What Are the Alternatives to Fully Funded Plans?
Fully funded plans aren't your only option. Here's a plain-language guide to level-funded, partially self-funded, PEO, and ICHRA plans and who each one works best for. - 03
Where Do Your Unused Premiums Go?
When your employees are healthy and claims are low, someone benefits from that surplus. In most plans, it's not you. Here's how different plan structures handle unused premiums. - 04
Claims Data: What You Should Be Seeing (And Aren't)
Most business leaders make their biggest benefits decisions with almost no data. Here's what claims data reveals, what fully funded plans hide, and how transparency changes everything. - 05
How Better Employee Experience Lowers Costs
When employees get real help navigating healthcare, they make better decisions. Better decisions mean lower claims. Here's how concierge health navigation creates a direct link between experience and savings. - 06
Stop-Loss Insurance: Your Safety Net Explained
Stop-loss insurance is what makes self-funded and alternative plan structures financially safe, even for small companies. Here's how it works, what to watch for, and why it matters. - 07
How to Model the ROI of Switching Plan Structures
Before you switch from a fully funded plan, you need to model the numbers. Here's a practical framework for comparing costs, assessing risk, and building a multi-year projection you can trust. - 08
Making the Switch: What the Process Looks Like
Transitioning to a new plan structure sounds daunting, but it follows a clear, proven timeline. Here's every phase of the process, from evaluation to ongoing management, so you know exactly what to expect. - 09
Why Rates Keep Going Up, and What You Can Do About It
Every renewal season brings another increase. Here's what's actually driving those numbers higher, and the strategies smart businesses are using to take back control.
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