The benefits broker for growing companies
We compare every way to fund your group health plan, then manage the rest of your employee benefits around it.
- Fully funded
- Level-funded
- Self-funded
- PEO
- ICHRA
The system is optimized for the status quo, not for your company
Almost every company sits on a fully funded plan. It's the default because it's familiar and easy to manage, and the market is built to keep it that way. Meanwhile, your premiums climb 10 to 30% every year.
Health insurance is likely your second-largest expense after salaries. Seven realistic paths exist at renewal, and most businesses only ever hear about one or two.
An AI-native health plan broker, built for fast growing companies. That means tailored quotes and guidance at the speed of a startup.
We handle your group health plan and all employee benefits you need
Health insurance is where the money and the decisions are, so it's where we start: every funding structure compared on your census, and the one that fits placed for you.
How each one works: level-funded plans, self-funded plans, PEOs and ICHRAs.
Everything else your team expects sits around it. We place life insurance ourselves, and dental, vision, disability, retirement, enrollment, compliance support and care navigation come through partners we've chosen and stay accountable for.
Your health plan
Compared across every funding structure, placed by us
- Life insurance We place it
- Dental Through partners
- Vision Through partners
- Disability and voluntary Through partners
- Retirement With 401Go
- Enrollment and admin With Employee Navigator
- Compliance support With Sterling Benefits
- Care navigation With Healthee
We serve with H.E.A.R.T.
Five values that shape how we work every day. We share your claims data, we treat your budget like our own, and we stay after the sale.
- Honor People over profits.
- Excellence Modern, human service.
- Accountability We own the outcome.
- Respect Your people, your call.
- Trust Your budget, treated as ours.
Health insurance guides for growing businesses
Practical articles on group health plans, funding options, costs, and employee benefits.
Ready to see what you've been missing?
A 30-minute conversation about your benefits. No pressure, no jargon, just options.
Talk to Us