Stop-loss insurance
How stop-loss insurance makes self-funded and level-funded plans financially safe for small employers.
4 guides
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Aggregate vs. Specific Stop-Loss: How Employers Protect Against Catastrophic Claims
The two types of stop-loss insurance, specific and aggregate, protect against different failure modes. Here's how they work together, what attachment points to choose, and why most employers need both.
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Stop-Loss Insurance Explained with Real Examples: What Happens When Claims Hit
Three detailed scenarios that show exactly how specific and aggregate stop-loss insurance pay out when real claims happen: including the numbers, the timing, and the employer's actual net cost.
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What Is Stop-Loss Insurance and Why Every Self-Funded Employer Needs It
Stop-loss insurance is the mechanism that caps an employer's financial risk under a self-funded health plan. Here's how it works, what it costs, and why it makes alternative plan structures safe even for small companies.
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Stop-Loss Insurance: Your Safety Net Explained
Stop-loss insurance is what makes self-funded and alternative plan structures financially safe, even for small companies. Here's how it works, what to watch for, and why it matters.
