The Business Case
The financial argument for rethinking your company's health benefits. Start with the basics and build toward ROI modeling and strategic decision-making.
Articles in this track
Why Your Health Insurance Premiums Keep Climbing
The structural reasons behind annual rate increases and why your broker may not be showing you the full picture.
What Are the Alternatives to Fully Funded Plans?
An introduction to level-funded, partially self-funded, and PEO-based plan structures in plain language.
Where Do Your Unused Premiums Go?
With fully funded plans, the carrier keeps everything. Other structures let that money flow back to your company.
Claims Data: What You Should Be Seeing (And Aren't)
Most companies have zero visibility into their claims. Here's what transparent reporting looks like and why it matters.
How Better Employee Experience Lowers Costs
Concierge support and proactive care guidance aren't just perks. They directly reduce claims costs.
Stop-Loss Insurance: Your Safety Net Explained
The protection that makes alternative plan structures financially safe. How it works and what to look for.
How to Model the ROI of Switching Plan Structures
A framework for comparing your current fully funded plan against alternative structures. Real numbers, real decisions.
Making the Switch: What the Process Looks Like
Timeline, milestones, and what to expect when transitioning to a new plan structure. No surprises.
Why Rates Keep Going Up — And What You Can Do About It
What's actually driving your premium increase, and the concrete steps growing businesses are taking to stop the cycle.
Ready to see the numbers for your company?
You've read the case. Now let's look at what this means for your specific situation, your team, and your budget.
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